body,html {
	font: 85%/160% "Myriad", "Myriad Web", "Myriad Pro", "Myriad Web Pro", "Lucida Sans Unicode", sans-serif;
	background: #ffffff;
	color: #333;
	margin: 0%;
	padding: 0%;
	z-index: 0;
}

a:link {color: #00759F; text-decoration: underline;}
a:visited {color: #00759F; text-decoration: underline;}
a:hover {color: #FFCE00;text-decoration: underline;}
a:active {color: #7FBED8;text-decoration: underline;}

h1 { font-size: 130%; color: #072B61; margin: 0px; padding-top: .5em; padding-bottom: 0em;}
h2 { font-size: 120%; color: #333333; margin: 0px; padding-top: 1em; padding-bottom: .5em;}
h3 { font-size: 110%; color: #666666; margin: 0px; padding-top: 1em; padding-bottom: .5em;}

dt { margin-left: 2em;
	 padding: 0;
	 line-height: 100%;}

.color_E3DB16 { color: #999999; font-weight: normal; }
.color_D7A43D { color: #D7A43D; font-weight: bold; }

b.emphasize  { color: #072B61; text-decoration: underline;}
.inset { 
		border: 1px #CCC solid; 
		padding-top: 10px;
		
		}

p.inline_link {
	font-size: 100%; 
	font-style: italic; 
	color: #666; 
	padding-top: .1em; 
	padding-bottom: .5em; 
	margin: 0;
	}

p.caption {
	font-size: 90%; 
	line-height: 110%; 
	font-style: italic; 
	color: #666; 
	text-align: center;
	padding-top: 1em; 
	padding-bottom: .5em; 
	margin: 0;
	}

#header {
	position: relative;
	top: 50px;
	width: 980px;
	height: 85px;
	margin: auto;
	padding-bottom: 55px;
	z-index: 1;

	}
	
#block { 
	position: absolute; 
	border-top: 1px #E3E8ED solid;
	width: 30px; 
	height: 43px; 
	background: #BCC6D4;
}

#bar_header { 
	font-size: 22px;
	line-height: 27px;
	padding-top: 30px; 
	color: #E3E8ED; 
	font-weight: bold;
	letter-spacing: -1px;
	text-align: right;
	z-index: 5;
}

#headbar { 
	position: absolute; 
	left: 294px; 
	top: 20px; 
	border-top: 1px #E3E8ED solid;
	width: 686px;
	height: 30px; 
	background: #BCC6D4;
	z-index: -1;
}


#main_nav { 
	font-size: 110%;
	line-height: 110%;
	position: absolute; 
	left: 294px; 
	top: 52px; 
	padding-bottom:0px;
	padding-top: 4px;
	border-bottom: 1px #f3f3f3 solid;
}

#main_nav ul { margin: 0px; padding: 0px; list-style: none;}
#main_nav li { float: left; text-align: center; width: 120px; border-left: 1px #f3f3f3 solid;}

#main_nav ul li a 			{ background: #ffffff; color: #072B61; text-decoration: none; padding: 5px; display: block;}
#main_nav ul li a:hover 	{ background: #f3f3f3; color: #072B61; text-decoration: none; padding: 5px; display: block;}
#main_nav ul li a:active	{ background: #F5F2B6; color: #072B61; text-decoration: none; padding: 5px; display: block;}
#main_nav ul li a:visited	{ padding: 5px; display: block;}
#main_nav ul li a.onstate 	{ background: #F5F2B6; }

#main_stage_container {
	position: relative;
	top: 0px;
	padding-top: 5px;
	width: 100%;
	margin: auto;
	}	


#topbar { 
	float: left;
	top: 0px; 
	font-size: 0px;
	border-top: 1px #E3E8ED solid;
	border-bottom: 0px #E3E8ED solid;
	width: 950px; 
	height: 5px; 
	background: #f3f3f3;
	margin: auto;
}

#bottombar { 
	float: left;
	clear: both;
	top: 0px; 
	font-size: 0px;
	border-bottom: 1px #E3E8ED solid;
	border-top: 0px #E3E8ED solid;
	width: 950px; 
	height: 5px; 
	background: #f3f3f3;
	margin: auto;
	z-index: 50;
}

#content_area { 
	position: relative;
	left: 15px; 
	top: 0px;
	border-top: 1px #FFF solid;
	border-bottom: 1px #FFF solid;
	width: 950px; 
	margin: auto;
}

#utility_container {
	float: left;
	clear: both;
	width: 100%;
	padding-top: 10px;
	height: 0px;
	margin: auto;
}


#utility_nav {
	position: relative; 
	left: 15px;
	width: 950px; 
	height: 25px; 
	margin: auto; 
	top: 5px; 
	font-size: 90%; 
	color: #999999;
}

#utility_nav a:link 	{ color: #666666; text-decoration: none;}
#utility_nav a:hover 	{ color: #666666; text-decoration: underline;}
#utility_nav a:active	{ color: #333333; text-decoration: none;}
#utility_nav a:visited 	{ color: #666666; text-decoration: none;}
#utility_nav ul { margin:  0px; padding: 0px; display: inline;}
#utility_nav li { margin:  0px; padding-right: .75em; display: inline;}



#sec_nav {
	float: left; 
	width: 152px; 
	font-size: 90%;
	line-height: 120%;
	background: #d5d078;
	color: #666666;
	border-right: 1px #fff solid;
}

#sec_nav ul { 
				margin: 0px; 
				padding: 0px; 
				width: 152px; 
				list-style: none;
				font-size: 120%;
				line-height:100%; 
}

#sec_nav li { padding-left: 0px; border-bottom: 1px #deda95 solid;}

#sec_nav ul li a 			{ color: #666666; text-decoration: none; padding: 8px; display: block;}
#sec_nav ul li a:hover 		{ background: #deda95;}
#sec_nav ul li a:active		{ background: #F5F2B6;}

#sec_nav ul li a.onstate 	{ background: #F5F2B6; }

#sec_nav ul li.sec_header 	{ 
	font-size: 120%;
	line-height: 170%;
	font-weight: bold;
	color: #fff; 
	letter-spacing: -.01em;
	text-transform: uppercase;
	text-align: center; 
	border-bottom: 1px #F5F2B6 solid; 
	padding-top: 30px; 
	padding-bottom: 25px;  
	background: #deda95;
}

#content_canvas {
	background: url(../img/col_bg.gif) repeat-y;
	float: left; 
	width: 948px; 
	padding: 0px;
	color: #333333;
	border: 1px #e5e5e5 solid;
	padding: 0px 0px 0px 0px;
}

#focus_area {
	float: left; 
	width: 263px;
	border-right: 1px #fff solid;
}

#focus_area p { 
	margin: auto; 
	width: 150px; 
	padding: 10px; 
	border: 0px #fff solid;
	font: 130%/150% "Palatino", "Times";
	color: #666666;
	letter-spacing: .1px;
	font-style: italic;
	text-align: center;
}

#content { 
	float: left;
	width: 420px;
	padding: 20px 20px 10px 60px;
	}

#content ul {
	margin-right: 5em;
	list-style-type: none;

}

#content ul li {
	background: url("../img/bullet.gif");
	background-repeat:no-repeat;
	background-position:0 0;
	vertical-align:top;
	padding: 0em 0 .5em 1.5em;
	line-height: 1.3em;
    }

#content ol {
	margin-right: 3em;

}

#content ol li {
	padding: 0em 0 1.5em .5em;
	line-height: 1.3em;
    }

#content h1 { position: relative; left: -20px; padding-bottom: 25px;}


/* images */

img#ipmlogo {position: absolute; left: 65px; top: -25px; border: 0px;}
img#ipm_tag {float: right; border: 0px;}
img#home_img {float: left; border-right: 1px #FFF solid;}
img#vip_id { position: relative; top: 14px; }
img#sec_marker { position: relative; top: 5px; left: -10px; }

img#img_left {float: left; border: 0px;}
img#img_right {float: right; border: 0px;}
img#img_center {margin: auto; border: 0px;}

img#img_left_pad {float: left; border: 0px; padding-top: 5px; padding-right: 10px; padding-bottom: 5px;  padding-left: 0px;}
img#img_right_pad {float: right; border: 0px; padding-top: 5px; padding-right: 0px; padding-bottom: 5px;  padding-left: 10px;}
img#img_center_pad {margin: auto; border: 0px; padding: 5px;}